Gratuity & Full & Final Settlement Calculator India
Calculate your gratuity entitlement, leave encashment, notice pay, and full exit settlement when you resign or retire.
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📋 New Labour Codes — Important Caveat: The Social Security Code 2020 proposes gratuity eligibility after 1 year for fixed-term employees. However, the new Labour Codes are not yet enforced in most states as of April 2026. The currently applicable law remains the Payment of Gratuity Act 1972, which requires 5 years of continuous service for permanent employees. Verify the applicable law with an employment lawyer before relying on these figures.
💰 Gratuity Calculator
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Gratuity formula uses Basic + DA, not gross salary
Round up any 6+ months in the final year
📄 Full & Final Settlement Calculator
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Enter 0 if leaving without notice / buying out
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Frequently Asked Questions
Gratuity = (Last drawn Basic + DA) × 15/26 × Number of completed years. The "15/26" represents 15 days of salary per year of service, where 26 is the number of working days in a month. If the last year has 6+ months, it's rounded up to the next full year.
Gratuity from a covered employer is tax-free up to ₹20 lakh. Gratuity beyond ₹20 lakh is taxable as salary income. For government employees, the entire gratuity amount is tax-free with no upper limit.
Leave encashment is payout for unused earned leave at the time of separation. At retirement: tax-free up to ₹25 lakh. During service or resignation: taxable as salary income.
Notice pay = (Gross salary / 30) × number of notice days not served. This amount is deducted from your F&F settlement. Some companies use calendar days, others use working days — check your offer letter.